Banks - Regional

BayFirst Financial Corp.

FRBT

Kentucky First Federal Bancorp

Pathward Financial, Inc.

Truist Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of Series O Non-Cumulative Perpetual Preferred Stock

MainStreet Bancshares, Inc.

Zions Bancorporation, National Association

UMB Financial Corporation Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

First Internet Bancorp

SB Financial Group, Inc.

Enterprise Financial Services Corp

Capitol Federal Financial, Inc.

FITBpM

First United Corporation

MVB Financial Corp.

Truist Financial Corporation Depositary Shares, each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock

Community Bancorp

Amerant Bancorp Inc.

FITBpA

Citizens Financial Group, Inc.Depositary Shares Each Representing 1/40th Interest in a Share of 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E

Texas Capital Bancshares, Inc.

First Northern Community Bancorp

Chain Bridge Bancorp, Inc.

Camden National Corporation

Northpointe Bancshares, Inc.

Triumph Financial, Inc.

CVB Financial Corp.

BayCom Corp

FB Bancorp, Inc. Common Stock

Rhinebeck Bancorp, Inc.

Midland States Bancorp, Inc.

Citigroup Inc. Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 6.250% Noncumulative Preferred Stock, Series II

ChoiceOne Financial Services, Inc.

LCNB Corp.

Patriot National Bancorp, Inc.

1st Source Corporation

WesBanco, Inc.

FS Bancorp, Inc.

Independent Bank Corp.

Capital One Financial Corporation Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non- Cumulative Perpetual Preferred Stock, Series J

City Holding Company

The Bancorp, Inc.

PCB Bancorp

Hope Bancorp, Inc.

Carter Bankshares, Inc.

Red River Bancshares, Inc.

OP Bancorp

Eagle Bancorp, Inc.

Banc of California, Inc.

Coastal Financial Corporation

TFS Financial Corporation

Mid Penn Bancorp, Inc.

QCR Holdings, Inc.

WSFS Financial Corporation

Community Trust Bancorp, Inc.

Shore Bancshares, Inc.

Old National Bancorp

Bank of the James Financial Group, Inc.

Westamerica Bancorporation

Atlantic Union Bankshares Corporation

Southside Bancshares, Inc.

Home Bancshares, Inc.

Riverview Bancorp, Inc.

Capital One Financial Corporation Depositary shares each representing a 1/40th interest in a share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I

Horizon Bancorp, Inc.

S&T Bancorp, Inc.

South Plains Financial, Inc.

Capital One Financial Corporation Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non- Cumulative Perpetual Preferred Stock, Series L

National Bankshares, Inc.

Five Star Bancorp

West Bancorporation, Inc.

Financial Institutions, Inc.

Northrim BanCorp, Inc.

Provident Financial Holdings, Inc.

Bankwell Financial Group, Inc.

United Community Banks, Inc.

Capital Bancorp, Inc.

Hanover Bancorp, Inc.

Bridgewater Bancshares, Inc.

Magyar Bancorp, Inc.

First Guaranty Bancshares, Inc.

First Community Bankshares, Inc.

BankUnited, Inc.

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EE

Business First Bancshares, Inc.

CB Financial Services, Inc.

Wintrust Financial Corporation

OFG Bancorp

HBT Financial, Inc.

First BanCorp.

Peoples Financial Services Corp.

CNB Financial Corporation

Axos Financial, Inc.

Home Bancorp, Inc.

Greene County Bancorp, Inc.

TriCo Bancshares

Northeast Community Bancorp, Inc.

MetroCity Bankshares, Inc.

Great Southern Bancorp, Inc.

NBT Bancorp Inc.

BancFirst Corporation

Merchants Bancorp

Arrow Financial Corporation

First Hawaiian, Inc.

First Busey Corporation

Third Coast Bancshares, Inc.

Ames National Corporation

Orrstown Financial Services, Inc.

First Mid Bancshares, Inc.

USCB Financial Holdings, Inc.

Pinnacle Financial Partners, Inc.

SouthState Corporation

The First Bancorp, Inc.

BV Financial, Inc.

Southern First Bancshares, Inc.

Eagle Bancorp Montana, Inc.

Capital One Financial Corporation Depositary Shares, Each Representing a 1/40th Ownership Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K

Seacoast Banking Corporation of Florida

First Business Financial Services, Inc.

Renasant Corporation

KeyCorp Depositary Shares each representing a 1/40th ownership interest in a share of Fixed Rate Perpetual Non-Cumulative Preferred Stock, Series H

Northwest Bancshares, Inc.

Hanmi Financial Corporation

United Bankshares, Inc.

Mercantile Bank Corporation

NewtekOne, Inc.

Landmark Bancorp, Inc.

Byline Bancorp, Inc.

FVCBankcorp, Inc.

Cathay General Bancorp

Capital City Bank Group, Inc.

ConnectOne Bancorp, Inc.

KeyCorp Depositary Shares, each representing a 1/40th ownership interest in a share of Fixed Rate Perpetual Non-Cumulative Preferred Stock, Series G

ACNB Corporation

Heritage Financial Corporation

Southern California Bancorp

Independent Bank Corporation

Enterprise Financial Services Corp

First Community Corporation

Central Bancompany, Inc. Class A Common Stock

International Bancshares Corporation

German American Bancorp, Inc.

Ameris Bancorp

Columbia Financial, Inc.

Provident Financial Services, Inc.

Prosperity Bancshares, Inc.

Northern Trust Corporation

East West Bancorp, Inc.

First National Corporation

TrustCo Bank Corp NY

OceanFirst Financial Corp.

Bank7 Corp.

Pinnacle Financial Partners, Inc. Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A

Farmers & Merchants Bancorp, Inc.

John Marshall Bancorp, Inc.

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJ

Peoples Bancorp Inc.

Western Alliance Bancorporation

Farmers National Banc Corp.

Unity Bancorp, Inc.

Franklin Financial Services Corporation

Valley National Bancorp

Community West Bancshares

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MM

Lakeland Financial Corporation

FB Financial Corporation

First Bancorp

PBAM

Colony Bankcorp, Inc.

Oak Valley Bancorp

First Busey Corporation Depositary Shares, Each Representing a 1/40thInterest in a Share of 8.25% Fixed-Rate Series B Non-Cumulative Perpetual Preferred Stock

Capital One Financial Corporation

RBB Bancorp

Equity Bancshares, Inc.

Civista Bancshares, Inc.

Primis Financial Corp.

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.250% Non-Cumulative Preferred Stock, Series QQ

Hilltop Holdings Inc.

Eastern Bankshares, Inc.

JPMorgan Chase & Co.

Origin Bancorp, Inc.

Ponce Financial Group, Inc.

HomeTrust Bancshares, Inc.

Cullen/Frost Bankers, Inc. Depositary Shares, each representing a 1/40th ownership interest in a share of 4.450% non-cumulative perpetual preferred stock, Series B

First Capital, Inc.

Popular, Inc.

Citizens & Northern Corporation

NB Bancorp, Inc. Common Stock

Peoples Bancorp of North Carolina, Inc.

Citizens Financial Services, Inc.

Bank of Marin Bancorp

Simmons First National Corporation

Community Bank System, Inc.

Orange County Bancorp, Inc.

Southern Missouri Bancorp, Inc.

CoastalSouth Bancshares, Inc.

MainStreet Bancshares, Inc.

First Citizens BancShares, Inc.

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LL

First Horizon Corporation Depositary Shares each representing a 1/4,000th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series H

Richmond Mutual Bancorporation, Inc.

M&T Bank Corporation Depositary Shares each representing a 1/400th ownership interest in a share of Perpetual 7.500% Non-Cumulative Preferred Stock, Series J

Merchants Bancorp

Virginia National Bankshares Corporation

First Financial Bancorp.

Univest Financial Corporation

SmartFinancial, Inc.

Hawthorn Bancshares, Inc.

Old Second Bancorp, Inc.

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.375% Non-Cumulative Preferred Stock, Series NN

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of JPMorgan Chase & Co. 4.75% Non-Cumulative Preferred Stock, Series GG

Amalgamated Financial Corp.

Isabella Bank Corporation

Princeton Bancorp, Inc.

First Internet Bancorp - Fixed-

Trustmark Corporation

Republic Bancorp, Inc.

Live Oak Bancshares, Inc.

Metropolitan Bank Holding Corp.

Norwood Financial Corp.

Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I

WesBanco, Inc.

Regions Financial Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F

Cullen/Frost Bankers, Inc.

Bank of America Corporation Income Capital Obligation Notes initially due December 15, 2066

Pioneer Bancorp, Inc.

Central Pacific Financial Corp.

Associated Banc-Corp Depositary Shares, each representing a 1/40th interest in a share of Associated Banc-Corp 5. 625% Non-Cumulative Perpetual Preferred Stock, Series F

FirstSun Capital Bancorp

Glacier Bancorp, Inc.

Truist Financial Corporation Depositary Shares, each representing 1/4,000th interest in a share of Series I Non-Cumulative Perpetual Preferred Stock

Finward Bancorp

Alerus Financial Corporation

Associated Banc-Corp Depositary Shares, each representing a 1/40th interest in a share of 5.875% Non-Cumulative Perpetual Preferred Stock, Series E

BCB Bancorp, Inc.

Alerian MLP Index ETN

Bank First Corporation

Banner Corporation

Columbia Banking System, Inc.

FinWise Bancorp

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 6.000% Non-Cumulative Preferred Stock, Series GG

Banc of California, Inc. Depositary Shares, each representing a 1/40th interest in a share of 7.75% non- cumulative perpetual preferred stock, Series F

Western New England Bancorp, Inc.

Kearny Financial Corp.

Stock Yards Bancorp, Inc.

Citizens Community Bancorp, Inc.

Dime Community Bancshares, Inc.

M&T Bank Corporation Depositary Shares each representing a 1/400th interest in a share of Perpetual 6.350% Non-Cumulative Preferred Stock, Series K

Fulton Financial Corporation

Valley National Bancorp

Burke & Herbert Financial Services Corp.

Beacon Financial Corp.

Sierra Bancorp

Commercial Bancgroup, Inc. Common Stock

Nicolet Bankshares, Inc.

KeyCorp Depositary Shares each representing a 1/40th ownership interest in a share of Fixed Rate Perpetual Non-Cumulative Preferred Stock, Series F

Atlantic Union Bankshares Corporation Depositary Shares, Each Representing a 1/400th Interest in a Share of 6.875% Perpetual Non-Cumulative Preferred Stock, Series A

ECB Bancorp, Inc.

Capital One Financial Corporation Depositary Shares, Each Representing a 1/40th Ownership Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series N

U.S. Bancorp Depositary Shares, Each Representing a 1/1, 000th Interest in a Share of Series M Non- Cumulative Perpetual Preferred Stock

Mechanics Bank

Regions Financial Corporation Depositary Shares, each Representing a 1/40th Interest in a Share of 5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C

Winchester Bancorp, Inc. Common Stock

State Street Corporation Depositary shares, each representing a 1/4,000th ownership interest in a share of Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series G

Regions Financial Corporation

Wells Fargo & Company Depositary Shares, each representing a 1/1,000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series Z

Western Alliance Bancorporation Depositary Shares, Each Representing a 1/ 400th Interest in a Share of 4.250% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A

NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029

Avidia Bancorp, Inc.

Investar Holding Corporation

Wells Fargo & Company Depositary Shares, each representing a 1/1, 000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series DD

Wells Fargo & Company Depositary Shares, each representing a 1/1, 000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series CC

Dime Community Bancshares, Inc.

Wells Fargo & Company

First Commonwealth Financial Corporation

Associated Banc-Corp

Ohio Valley Banc Corp.

Bank of America Corporation Depositary Shares (representing 1/1,000th of a share of Floating Rate Non-Cumalative Preferred Stock, Series E)

Triumph Financial, Inc.

Texas Capital Bancshares, Inc.

Auburn National Bancorporation, Inc.

NewtekOne, Inc.

F.N.B. Corporation

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 4.750% Non-Cumulative Preferred Stock, Series SS

Flagstar Financial, Inc.

WaFd, Inc.

Commerce Bancshares, Inc.

Popular Capital Trust II PFD GTD 6.125%

Citigroup Capital XIII

Fulton Financial Corporation

Regions Financial Corporation Depositary Shares, Each Representing a 1/40th Interest in a Share of 4.45% Non-Cumulative Perpetual Preferred Stock, Series E

Huntington Bancshares Incorporated

First Horizon Corporation

First Horizon Corporation Depositary Shares, each representing 1/4000th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F

First Financial Corporation

ConnectOne Bancorp, Inc.

Fifth District Savings Bank

Pinnacle Financial Partners, Inc. Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

Timberland Bancorp, Inc.

Bogota Financial Corp.

Bank of America Depositary Shares(Each representing 1/1200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock, Series4)

Wells Fargo & Company

First Interstate BancSystem, Inc.

Ally Financial Inc.

FITBpI

US Bancorp Depositary Shares (1/1,000 Interest in Ser. B Non-Cum. Prptl. Prfrd. Stock)

Customers Bancorp, Inc.

U.S. Bancorp Depositary Shares (each representing a 1/100th interest in a share of Series A Non-Cumulative Preferred Stock)

BOK Financial Corporation

First Financial Bankshares, Inc.

Eagle Financial Services, Inc.

State Street Corporation

WELLS FARGO 7.5% NON CUMV PERP CONV

M&T Bank Corporation Perpetual Fixed-to-Floating Rate Non- Cumulative Preferred Stock, Series H

Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock

Zions Bancorporation, National Association

Bank of America Corporation Depositary shares, each representing 1/1,000th interest in a share of 5.000% Non-Cumulative Preferred Stock, Series LL

KeyCorp Depositary Shares each representing a 1/40th ownership interest in a share of Fixed-to-Floating Rate Perpetual Non-Cumulative Preferred Stock, Series E

JPMorgan Chase & Co. Depositary Shares, each representing a 1/400th interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD

Sound Financial Bancorp, Inc.

First US Bancshares, Inc.

First Guaranty Bancshares, Inc.

Union Bankshares, Inc.

First Merchants Corporation

Truist Financial Corporation

SNUSpH

National Bank Holdings Corporation

Meridian Corporation

Hoyne Bancorp, Inc. Common Stock

Parke Bancorp, Inc.

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 4.125% Non- Cumulative Preferred Stock, Series PP

Bridgewater Bancshares, Inc.

SNUSpI

Valley National Bancorp

Citizens Financial Group, Inc.

Northern Trust Corporation

KeyCorp

First Northwest Bancorp

CF Bankshares Inc.

Merchants Bancorp

Lake Shore Bancorp, Inc.

M&T Bank Corporation

Wells Fargo & Company Depositary Shares, each representing a 1/1, 000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series AA

Avidbank Holdings, Inc.

Central Plains Bancshares, Inc. Common Stock

Hancock Whitney Corporation

UMB Financial Corporation

Inverse VIX Short-Term Futures ETNs due March 22, 2045

The Bank of Nova Scotia

Associated Banc-Corp

Fidelity D & D Bancorp, Inc.

Valley National Bancorp

The Bank of New York Mellon Corporation Depositary Shares, each representing a 1/4,000th interest in a share of Series K Noncumulative Perpetual Preferred Stock

Bank of Hawaii Corporation

Chemung Financial Corporation

Bank of Hawaii Corporation Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.000% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series B

Fifth Third Bancorp

Bank Of America Corporation Depositary Shares(Each representing a 1/1200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Series,2)

QNBC

Customers Bancorp, Inc 5.375% S

Citizens Financial Group, Inc. Depositary Shares Each Representing a 1/40th Interest in a Share of 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H

CNB Financial Corporation

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 5.375% Non-Cumulative Preferred Stock, Series KK

Huntington Bancshares Incorporated

Huntington Bancshares Incorporated

Bank of New York Mellon Corp

U.S. Bancorp Depositary Shares each representing a 1/1,000th interest in a share of Series K Non-Cumulative Perpetual Preferred Stock

U.S. Bancorp Depositary Shares, Each Representing a 1/1, 000th Interest in a Share of Series L Non- Cumulative Perpetual Preferred Stock

First Merchants Corporation

SR Bancorp, Inc. Common stock

Bank of Hawaii Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of 4.375% Fixed Rate Non- Cumulative Perpetual Preferred Stock, Series A

U.S. Bancorp Depositary Shares, each representing a 1/1, 000th interest in a share of Series O Non- Cumulative Perpetual Preferred Stock

Washington Trust Bancorp, Inc.

FCBM

ServisFirst Bancshares, Inc.

MTBpL

Merchants Bancorp

Bank Of America Corporation Depositary Shares(Each representing a 1/1200th interest in a share of Bank of America Corporation Floating Rate Non-Cumulative Preferred Stock Series,1)

The PNC Financial Services Group, Inc.

U.S. Bancorp

Flagstar Bank, National Association Depositary shares, each representing a 1/40th interest in a share of Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock

Bank of America Depositary Shares(Each representing 1/1200th interest in a share of Bank of America Corporation Floating Rate Non-Comulative Preferred Stock, Series5)

Waterstone Financial, Inc.

FITBpK

First Western Financial, Inc.

NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series B

Pathfinder Bancorp, Inc.

First Horizon Corporation Depositary Shares, Each Representing a 1/ 4000th Interest in a Share of Non-cumulative Perpetual Series E Preferred Stock

Hancock Whitney Corporation - 6

C&F Financial Corporation

Bank of America Corporation Depositary Shares, each representing a 1/1,000th interest in a share of 5.875% Non- Cumulative Preferred Stock, Series HH

Wintrust Financial Corporation Depositary Shares, Each Representing a 1/1,000th Interest in a Share of 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred StocK

Bank of America Corporation

WaFd, Inc.

Texas Community Bancshares, Inc.

Marathon Bancorp, Inc.

Huntington Bancshares Incorporated

Dime Community Bancshares, Inc. 9 % Notes 2024-15.07.34

Midland States Bancorp, Inc.

Citigroup Inc.

Catalyst Bancorp, Inc.

Pinnacle Financial Partners, Inc. Depositary shares, each representing 1/40th interest in a share of 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C

Bank Of America Corporation 7.25% Non-Cumulative Perpetual Convertible Preferred Stock, Series L

Huntington Bancshares Incorporated

GBank Financial Holdings Inc.

Broadway Financial Corporation

United Bancorp, Inc.

AmeriServ Financial, Inc.

BFC Capital Trust II PFD TR 7.20%